Services
Wealth planning written in plain English.
Five services, one fee schedule and a partner who knows your family by name.
What we do
Five ways we look after your money.
- 01Financial planningA written plan for the next thirty years: cash flow, goals, risks and the trade-offs between them.
- 02Investment managementLow-cost, globally diversified portfolios built around your plan and rebalanced for tax.
- 03Retirement incomeA sustainable monthly income from pensions, savings and property, tested against bad decades.
- 04Business owners and exitsPreparing a company for sale, then deciding what the proceeds are for.
- 05Estates, trusts and givingPassing wealth on with less tax and more intention, working alongside your attorney.
How it works
From first call to first review.
- Step 1
First conversation
Thirty minutes, no charge, no slides. We listen and tell you honestly whether we can help.
- Step 2
Discovery
We gather statements, documents and the things you have not written down yet.
- Step 3
Your written plan
A plan you can read in one sitting, with our fee on page one.
- Step 4
Quarterly reviews
A scheduled conversation each quarter and a phone that is answered in between.
FAQ
About working with us.
We work best with households that have $750,000 or more to invest, but we are happy to talk to anyone who is unsure.
One annual percentage of assets we manage, starting at 0.90% and falling as assets grow. Planning-only engagements are a fixed fee.
No. Your assets stay with an independent custodian in your own name. We can see and trade but never withdraw.
You can end the relationship at any time, with no exit fee, and take your plan with you.
Arrange a conversation.
Thirty minutes with a partner, in person or by video. No charge, no obligation.